What Is Travel Insurance and How Does Travel Insurance for Europe Work?

The concept of travel insurance relates to covering your medical expenses in case of an injury or unexpected sickness that arises during your trip. Whether you need health insurance when travelling to a foreign country depends on the desired destination and the ability to personally cover any health care needs during your stay in a certain foreign country. However, travel insurance is necessary for most people, especially the elderly, people who have predetermined medical conditions and are bound to constant therapy or most importantly if the traveller’s destination happens to be an underdeveloped region. Besides medical expenses, travel insurance is destined to cover different losses suffered during the trip, including one’s own country and internationally. Unexpected happenings like lost luggage, cancellation of your flight at the last moment, travel agency or accommodation bankruptcy will most definitely ruin your trip. Therefore, a travel insurance policy is designed to provi...