What is travel insurance, and how does it work when traveling?

Travel insurance is designed to protect travellers from unexpected expenses, emergencies, or losses that may occur before or during a trip. It provides financial coverage and assistance services to ensure unforeseen events do not cause major disruptions or costs. How it works when traveling 1. Purchase before your trip – Select a travel insurance policy tailored to your destination, trip duration, and needs (e.g., medical coverage, trip cancellation, baggage protection). 2. Coverage begins – Certain benefits, such as trip cancellation, start as soon as the policy is issued, while others, like medical coverage, apply only during your travel dates. 3. If something happens – In the event of a covered situation (e.g., sudden illness, lost luggage, travel delay), you can contact the insurer’s 24/7 assistance line or file a claim. 4. Claim process – The insu...